I'm a local resident (Rancho Cucamonga and Fontana. Both great communities.)
I'm in North Fontana now, where there's another growing Renaissance of beautiful communities, great vistas and sensible government with an eye on intelligent growth. What a place! Who'd have thought 25 years ago, that Fontana would become an economic dynamo?
I caught the wave of expansion from 1985 through 2005 living in Rancho Cucamonga when the town became a bustling , upscale suburb from a dirt field almost overnight. The new high schools are amazing, Rancho High, Etiwanda High School, the beautiful new campus at Los Osos, the sprawling Summit High up on the hill.
Insurance calculations have certainly kept up with the construction and home values. However, some companies don't want to insure homes closest to the foothills. The slope and amount of vegetative fuel in the vicinity has them leery.
Let's face it, California has seen more than it's fair share of heart breaking catastrophes. Entire communities wiped off the map by wild fires. This is a call to be smart about your coverage and just which company you place it with.